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Good morning I'm Gordon Deal along with -- -- Wednesday September 3 -- with us -- -- we have for you this hour the terrorist group Islamic states has released another video of this time killing the execution of journalist Stephen -- -- You Obama have it's a game from -- actions consistent over America consists of Islamic state continues to issue threats that report in just a moment the Kremlin appears to be distancing itself from reports today that Russia and Ukraine have agreed to a cease fire in eastern Ukraine and there is a report of a potential data breach at Home Depot and health insurance companies brace for round two of enrolling new customers under the afford. Wolf Barack they're hoping that it that the exchangeable. Report but what they believe that the technology will work better and that people will be able to process -- request much. -- they are also hoping that he'll be a big influx of people and they're hoping for the young healthy people we'll. -- journal reporter Adam Matthews explains what insurers are anticipating. In mid November. She's here in about twenty minutes. Crane today word of a cease fire agreement between Ukrainian president petrol -- Shiancoe and Russian president Vladimir potent. Ukraine in the west of accused Russia of sending it's troops and weapons to support pro Russian insurgents who have been fighting government troops in eastern Ukraine. Moscow denies it. The announcement comes amidst an influx of Russian troops and military weapons into eastern Ukraine. With mr. Porsche -- facing a dilemma of either making concessions with the separatists. Or continuing a war that has seen over 2000 dead. Since April -- With word now from the Ukrainian president's office the Kremlin. Is apparently now taking issue with the wording about a cease fire saying the two leaders. Only discussed steps toward peace it's not immediately clear. Where the differences reflected diplomatic semantics. Admitting that. Mr. Putin had agreed to such a deal would contradicts some are contradict months of public assertions that they don't control the separatist in Ukraine. Or more fundamental disagreement neither side provided details of what exactly was agreed to. Changing gears now it appears that the terrorist group that beheaded American journalist. James Foley has in fact struck again the extremist group Islamic state posted a video. That apparently shows the beheading of Stephen salt off another American journalist. The US has confirmed its authenticity. Islamic state known as Beisel and nicest city was killed in retribution. For US airstrikes on its positions in Iraq I'm Barack Obama. And I'm Brooke because as you are performed push towards -- -- sixteenth in Estonia President Obama reacted to the newest video. Like people around the world Americans are repulsed by -- barbarism. We will not be intimidated. And there are horrific acts only unite us as a country and -- our results take the fight against these terrorists. The US by the way is conducted more than a 120 air strikes on Islamic state targets in Iraq since August 8. And is considering expanding its campaign to Syria where the group is based. More now from Wall Street Journal reporter Matt Bradley has -- today from Baghdad -- would also real learning from this video. Well beyond that it also shows directs against and British journalist and David call for an Gaines who. The man in the -- Says there's going to be the next person to be executed its -- America America maintains the salt. All of Islamic state positions and Iraq and well they're planning on -- thinking about expanding into Syria. So this is a very serious situation would they would really bring you that you Obama administration decide whether they're going to continue -- based. These very public very gruesome. The decapitation. We actually see in the video that -- the video shows very similar motif to what was shown two weeks ago. Remember what James Foley was executed. It taken the brunt of the similar backdrop. -- -- -- -- -- Like even outlaw was shown in an orange jumpsuit reminiscent of the kind that was -- one -- detainees to Guantanamo okay. He is shown giving a speech that appears to be very scripted in which she blames Obama and the United States -- down debt. It's been cut to a British accent that jihadist who is wearing all black and wearing a black mask. Who also blamed the Obama administration. For the depth of kidnapped reporter and then he chose. Him rather graphic detail. The jihadist. Using a knife and starting. To cut the throat of mr. -- -- social in the entire decapitation. It cut to an image. About the camera panning across minister's outlook body. And into captivity had. We're speaking with Wall Street Journal reporter Matt Bradley on the phone from Baghdad so what position does this put the Obama administration in. Basically putting the ball in Obama's court is he willing to continue to see this kind of believe. Treatment on television. Week after week who was a week ago that we saw the James Foley execution and that order -- -- -- -- supposed. Whether this again. Indicate that mr. hand so it's not did have very very public rebuke. Against the Obama administration and it certainly makes it look rather -- especially considering his speech. A couple of days ago he -- -- that he did not have a plan for confronting the Atlantic -- Her basement Wall Street Journal reporter. Matt Bradley in the Baghdad. President Obama has authorized 350 additional military personnel to protect US diplomatic facilities and personnel in Baghdad. Amid a continuing threat from Islamic state militants. Mr. Obama last month authorized air strikes and humanitarian airdrops in Iraq. What -- spokesman Josh Earnest said troops in the latest deployment will not serve and a combat role. The president has been very clear that for all of the options he's considering. He is not considering an option that would include sending. US combat troops. On the ground into Iraq to be on the front lines of this fight according to the Pentagon the US. Forces responsible for augmenting diplomatic security will total about 820. There are also a US military advisors in the country the new forces will include medical personnel and helicopters and an era liaison team altogether. 405. Military personnel will be sent to Baghdad. As you heard mr. Obama last week said he was developing a military strategy to confront Islamic state in Syria. But did not yet have a strategy. Thirteen minutes now after the hour. On the Wall Street Journal this morning don't forget to find us on social media by the way -- can friend us on FaceBook. On Twitter we use the handle at WSJ this morning and you can spot tweets with me as well with the handle. At Gordon Deal. I'm Lex Friedman I run my own business so I know from experience hiring new employees can be tough. Posting your job in one place isn't enough to find quality candidates. If you wanna find the perfect hire you need to post your job on all the top job sites and now you can't. With -- recruiter dot com you can post your job to fifty plus job sites including Craig's list Linkedin and Twitter. All with a single click find candidates in any industry nationwide. Just post once in watcher qualified candidates rolling in to zip recruiters easy to use interface no juggling emails or calls to your office. Quickly screen candidates -- them and hire the right person fast. Find out today -- -- recruiter has been used by over 200000. Businesses. And right now our listeners can post jobs on -- recruiter for free by going to zip recruiter dot com slash WSJ. That -- recruiter dot com slash WSJ. One more time to try for free go to zip recruiter dot com slash WSJ. -- -- us what are the options for the US when it comes to confronting the threat posed by the terrorist group known as Islamic state. Analysis now from lieutenant colonel Tony Schaeffer former senior intelligence officer trained by the CIA. Also a senior fellow with both the London center for policy research. And the center for advanced defense studies his with a -- this morning colonel good morning explain the purpose. Of this videotaped. Beheading the most recent one fear and intimidation I suppose. -- absolutely the idea here is to intimidate United States and expect this is very clearly. Coded signal that they're coming to us this system be not only symbolic mr. Robert that I just. Holes a number prisoners they chose Americans to go first there are talking about doing next but clearly we were the first decline. This is symbolic. And frankly if this -- like those journalists and by the way the masters so sock sock off. Was actually very pro Islamic he was actually promote that -- brother. So that -- these guys would would go laughter cut off they have a a pro Muslim journalists. It is very clearly meant to be a signal that they don't care coming after America and and it's time we start getting serious about the fact that these folks are what pops. Explain the mindset of these Islamic state fighter. If that's actually goes back to the that -- that -- bit intimidation to that it thirteenth century. After understand that certain element that is -- -- as always chosen to sort. Any of those February Islamic now have. -- ago there they are -- With that -- stay here is that the worst of the worst those who will be true essentially. Music or I could only term Nazi style tactics action tactics. Or go about trying to instill. Here and -- and intimidate the pop the population which now under -- and that certainly try to sort this out saying. We can view of global Celtic. Take over everything that picture actually. They -- all of that make -- big -- -- literally -- to do this but there are that it would not be sick. Speaking with lieutenant colonel Tony -- performer senior intelligence officer trained by the CIA. All the -- will lift ball to the US to defeat this group. Ultimately I think the rest is leadership that minimum was going to be required. Many of the things going on right now we've seen can actually destroyed pretty pretty rapidly. That our our our our allies occurred on the ground. Which some bubble there support -- been able to welcome back. Frankly trooper -- a Turkish regular military. The -- that -- Syria. The question becomes military well. And obviously didn't think I'd desperate for a while I understood speeches he talked about -- strategy it is -- a strategy is strategy. It's inclusive of the entire region. We see destabilization of Libya. Our allies in Egypt under under siege by those in the Gaza so the system but the president understand that we need to have a cooperative strategy. That deals with article is all across the board. By the way I'm told watching your sources that all I got back in Afghanistan as well so. President has not been well established. Global strategy for dealing issued an accord to end -- war but he city -- goes back to sports beat so. Either these characters duties as -- understand how to actually -- that little. Are ought to power effectively to to go after -- -- fifteen seconds here Tony you're gonna need boots on the ground in Iraq or Syria. We got. Question becomes what is the mission -- -- are more important in the boats we need to be affected the music that moves to block these guys back. Thanks for a few minutes lieutenant colonel Tony Schaeffer former intelligence officer trained by the CIA. With a -- this morning 21 minutes after the hour on the Wall Street Journal this morning -- us. Freddie is here he has America's first. Good morning news you've been hearing the extremist -- crisis has released a video showing the execution of American journalist Steven -- -- American officials say they believe the video is authentic. President Barack Obama spoke in Estonia. Prior to a NATO summit. Those who make the mistake of harming Americans will learn that we will not forget. And that our reach is long and that justice will be served. The 31 year old -- off from Florida was kidnapped -- you're going Syria. His killer appears to be the same British accented man shown killing American journalist James Foley. Matthew van Dyk new both journalists he spoke with Fox's Shepard Smith. These prices are heartless individuals. And they've they've done a campaign of cruelty not just against foreigners against the people were living under the -- Not just could dissuade them. President Barack Obama has ordered more US military personnel to protect the US embassy in Baghdad. Bringing the total to just over 800 there. The US announced its latest airstrike on Islamic militants saying planes Monday hit armored vehicles in Northern Iraq. Another data breach well Home Depot is probing than usual activity in its card payment systems and says. He'll be notified if in fact a hacking occurred. Separately apple says its own investigation found no hacking of the iCloud and that a breach of celebrity photo accounts indicated -- targeted attack. Google is backing a project to build quantum processors with scientists at the University of California Santa Barbara. Quantum computing holds the promise of making it possible to complete some kinds of calculations. At extremely high speeds. Mostly lower close to start the week on Wall Street the Dow is down about 31 yesterday the S&P lost two point. The NASDAQ was up eighteen manufacturing hit its highest level since march of Tony eleven but companies are worried about global turmoil hitting demand. At the US open in New York Roger Federer advances to the quarterfinals. Meanwhile tonight. As a quarterfinal between number one Novak Djokovic in Britain's Andy Murray number eight. And for the women it's top seeded Serena Williams playing Claudia Panetta in the course. That's a picture in the journal today -- Djokovic and Andy Murray looks like they're about to start making out stuff like just sort of a -- -- after last year's match -- will be some great matches tonight period. 44 minutes after the hour on the Wall Street Journal's morning -- to Willis welcome into Wednesday in a little more than two months the health insurance marketplaces. Will reopen for business. Wall Street Journal reporter and a Matthews. Says insurance companies are hoping for even. More consumers this time around especially the young and healthy ones they're also hoping to avoid another crippling melt down. Of the system and a what are they watching for. The main things that -- watching for -- to see how well the government exchanges which are run by government and government agencies. Particularly healthcare dot gov which has the federal site how well they function. Things are being done differently by the insurance as well. They are some insurers that that out last year or offered in very cute exchanges are going to a lot more exchanges UnitedHealth care. Which is the biggest US and -- one of those so in many places you'll see insurers that weren't present exchanges presents this year. Are they hoping that because this is the second time around things oldest naturally run more smoothly. There hoping that it that they exchangeable will work much more frequently at that said that the technology will work better and that people will be able to process their request. Much more easily. They are also hoping that they'll be a big influx of new people and they're hoping for some young healthy people because. Keep people were about the eager PP to people who felt they didn't need insurance so much because they are relatively healthy church like defeat those people coming in now. For speaking with Wall Street Journal reporter and a Matthews. So pure consumer is there an easy option for renewal alert -- -- go back and look at everything again. Well the federal. HHS has said that there will be essentially an auto re enrollment process -- that to be pretty good news for the consumer who already has a plan through the exchanged. The patient really have to do much. However consumers do need to be aware that their premiums might change and if they're receiving subsidies from the federal government. That also might change depending on their income among other things. So although they might have the option of not doing much and kind of just speaking with what they've got. They might be excited to be checked to make sure that their skill. Don't prefer what they have to the other options out there and that there's a comparable with what they would be paying for it. Thanks and a Wall Street Journal reporter and a Matthews it's thirty minutes now after the hour on the Wall Street Journal's morning. Coming up next a third American missionaries comes down with the Ebola. For most of you the desire to learn didn't stop after college that's the motivation behind the great courses. Degree courses features engaging and informative audio and video lectures from some of the top professors and experts in their fields. Lectures like understanding investments -- Connell fallen camp financially economics professor at Duke University. This course hopes to broaden and deepen the knowledge of more experienced investors while introducing the fundamentals of investing to those new to the subject. The great courses has been a leader in learning for more than twenty years of over 500 courses on many subjects. Including science mathematics history art music and more. And now you can listen to world watched lectures with online downloads and streaming via the great courses app or on dvd or CD all your own pace and no exams. And the great courses has a special offer for Wall Street Journal listeners. Order understanding investments and get 80% off the original price. This 80% savings is available for a limited time only don't wait go to the great courses dot com slash WSJ. That's the great courses dot com slash WSJ. Wake up to the Wall Street Journal this morning. The WSJ radio -- Victory -- us is Wednesday September. Third Gordon Deal with the -- Cervetti top stories today and other American be headed by terrorists. Confusing info about a cease fire in eastern Ukrainian. Another potential data breach at a big retailer fundraisers. Say Maryland's governor will run for president even if Hillary does. And the auto racing series where the engines are silence. -- of that report in about twenty minutes. Another incident is highlighting the risks being taken by medical missionaries. -- now that a third American has been infected with Ebola. While working in Liberia. And is being treated in an isolation unit in the Monrovia hospital where he works his name is not -- released. More from Wall Street Journal reporter camera mic werder cam what do we know so far. We don't know a whole lot except that one of these same capital Christian. Charity where another person had been expected earlier. Has now or got a second term person attractive couple so. The group called him USA it's based in Charlotte, North Carolina. Hum -- doctor over to their clinic in they're there -- bullet clinic into Liberia. And that. Doctor has now become infected. With the -- They're apparently doing well this person this doctor is doing well and in good spirits apparently. In his -- In an isolation unit in Monrovia the capital of Liberia so we don't know any more than mapped it -- not naming the person they're going to do that soon. Standards but apparently this is not a situation where the person is at least according to this statement posted. Do we know what kind of treatment this doctors getting -- Great question that does not appear that this person this patient will be brought back here -- state. At this time. So we're not. Really quite sure -- what kind of treatment for receiving I noticed a lot of reporting -- ground. This experimental drug the method was used on the two patients I mentioned earlier. We're not sure whether that. Medications being used for this patient. I'll let you know. A lot of organizations and governments are now scrambling to try to contain the disease. In the particularly Liberia but also more -- in the neighboring countries. And these doctors to do is a lot of health workers are being educated and provide with the troops try to make sure that they don't. I'm and -- they're being exposed to -- but I don't catch it. For speaking with Wall Street Journal reporter Cameron -- quarter. This seems to demonstrate why the decision to become a missionary can be so agonizing. You know there are a lot of moral issues that arise when someone decides to do missionary work overseas. But they are faced with. Millionaire reality. I mean the basic reality that they receive benefits that some people to -- and helped to not Amanda was highlighted by these. -- case is available where. You know people are receiving special treatment if they're American missionary was whereas a lot of the local people were not receiving -- -- -- here. But it's obviously very complicated. A moral issue because of the same time -- over there doing their work and risking their lives. Q who provide services for people that I don't know so. It's definitely something that a lot of them missionaries condition -- world war organizations are so are wrestling. Thanks Campbell street journal reporter Cameron -- worker. 22 minutes before the hour on the Wall Street Journal this morning -- good Wednesday morning don't -- get the brand new WSJ. Radio -- now available on. Apple's App Store for your iPhone -- panel Avaya also available for android devices and it's in the Amazon App Store as well perhaps you have a Kindle it's the brand new WSJ. Radio -- The Wall Street Journal's morning's Mike -- is here now a look at some of the stories we are following for you. Well friends and acquaintances of freelance journalist Stephen sot Elop described him as good natured curious and thought fall. The US has now confirmed that a new video showing the 31 year old being executed by Islamic extremists that surfaced yesterday is indeed authentic. We're also following reports of a longer term cease fire agreement in eastern Ukraine Ukraine president part Shiancoe tweeted the news. Of the deal with a Russian president Vladimir Putin this morning though Russia is disagreeing with at least the wording of the announcement. Apple is denying that it's online systems had been breached deepening the mystery of how the scores of celebrity nude photos leaked onto the Internet. Apple says that certain celebrity accounts were compromised by a very targeted attack on user names. Passwords and security questions. Eight to a certain extent doesn't that -- -- that perhaps. The likes of Kate Upton. And adore her. Jennifer Jennifer Lawrence. Like had a week. Security -- in place or poor password I mean if if apple what Apple's saying is true then that is fossil made inhabit that we talked about yes to 82 step verification I'm I mean most people don't have that set up rights -- -- -- set up most people don't so it's very possible that yet they might have who knows the man had a very very easy password. The journal did a video remember about American journal of maybe six months a year ago with the show how easy -- -- somebody's figure at some of these passwords and you don't even know despite going on their FaceBook profile went. Just know he's finding out some things about them and and just you trying a few different combinations and boom you get somebody's pass for pretty easily -- yeah I mean the amount of times you can attempt. To that seems to be slick somewhat of a little -- as well right right this. And right you look at somebody's FaceBook profile moment in a file that's the mother in the mother yeses. Maiden name maybe the maiden name as part of the -- -- figure -- the show his -- yeah you know if you choose to put it there -- realize that have security questions but I mean again you can figure out the -- the security questions mother's maiden name and your your funny dog and it hasn't just I just -- it around and somebody's a social media accounts -- yeah that's that's very possible let me talk about yesterday this two step authentication which just seems like a big pain in the -- Her most of us it's probably the way to go there and -- it seems like at least for now that's the most secure thing you can do. And a by the way speaking of apple how would you like to get a new iPhone six for free this free -- won't be coming from apple as the new phone to be unveiled next week we'll likely cost around a 199 dollars with a two year wireless contract if it follows what the price has been in the past. But market watches quite inputs for -- says that it may be possible to sell your old iPhone to a resale site or online retailer. For more than the cost of a new phone as long as they're willing to sign that two year contract. Resale sites have reported a surge in trade in double iphones ahead of the announcement and especially if it's got the -- -- -- game on that perhaps that is true or not there at eastern MIT where the few extra bucks and if you have an attractive spouse and left the nude photos on the phone perhaps -- can fetch more than a 199 -- always think in I would like an entrepreneur or I would not only like an iPhone six for free legislate an iPhone four. Ten -- -- wrestling with the with a three I have yet to take action to upgrade the iPhone three can't even imagine how do you deal with that of his -- you know what's weird and it doesn't even have like the dual camera on it. No self these guys overall we'll sell these -- more mostly guesswork. At. -- -- -- Is this thing aimed -- me correct somebody please -- -- an iPhone fours at least get a decent -- that's on my lap and how to work the -- IT department -- and and good luck with that yes thank you like fifteen minutes in front of the hour now on the Wall Street Journal this morning. I'm Lex Friedman I run my own business so I know from experience hiring new employees can be tough. Posting your job in one place isn't enough to find quality candidates if you wanna find the perfect hire you to post your job on all the top job sites and now you can't. Would zip recruiter dot com you can post your job to fifty plus job sites including Craig's list Linkedin and Twitter. All with a single click find candidates in any industry nationwide. Just post once in watcher qualified candidates rolling in to zip recruiters easy to use interface no juggling emails or calls to your office. Quickly screen candidates -- them and hire the right person fast. Find out today -- -- recruiter has been used by over 200000. Businesses. And right now our listeners can post jobs on -- recruiter for free by going to zip recruiter dot com slash WSJ. That -- recruiter dot com slash WSJ. One more time to try for free go to zip recruiter dot com slash WSJ. Good Wednesday morning welcome aboard those annoying fees that banks -- a -- third making up a smaller share of their profits these days. After peaking in 2009 the annual account fees collected -- US commercial banks have declined sharply. The FDIC reports that fees have dropped nearly 21%. Over the past four years. From 41 billion. To about 32 billion. The total fees have climbed every year since 1942. More from Wall Street Journal reporter James sterling gold James what's going on. Well this is a very. Fundamental. Change in the way banks are doing business with what is one of the basic points of banking which is deposit accounts. For years that the fees that they charge on and there's kinds of checking accounts have just gone up and up and up nonstop no declines whatsoever until. Some new rules were put in place in 2010 this was an easy source of big money. Banks earned more than forty billion dollars in 2009. The peak year. No other earning about 33 billion overall so banks are basically have to rethink how we're gonna make money off us consumers. So what are some alternate ways they're getting revenue well. They are getting less particularly in overdraft -- fees and bounced check fees what they're trying to do instead is to get. Each of us to put more far. Money and to do more part transactions with -- one bank often we may spread our various accounts -- not over several banks they wants to concentrate on just them. And they will presumably make up for that loss by doing more transactions and having us invest more for money with the bank in the products that they sell. -- speaking with Wall Street Journal reporter Jane stern gold. Could the decline and rise past the 20% mark there right now well one thing that suggests that it could declined further frankly is our Smartphones. One of the changes here was a new rule that the Fed put in place in 2010 but another big changes changing consumer behavior. Now when you go to a store and you're looking at those wonderful 200 dollar -- shoes -- -- thinking about. You don't have to guess how much money you have in your bank account you just whip -- found. A couple of taps and you know that you only have a 197 to -- senior counts he should make the purchase. -- only a few years back we couldn't do that quite as conveniently or at least not as many people dead. And so people come by accident. Overdraft or counts now that's less likely. Consumers in that respect have gotten a lot happier how to the rules regulate what banks can charge you basically. This is what's called an opt in rule and what that means is before if you went to the store and use your debit card to buy something. If you did not have enough money in your account. Pretty much automatically the bank would. Give you an overdraft and allow that transaction go through but they would Ding you with somewhere around thirty to forty dollars worth the fees. For each charge so if you made four charges and a day you could run up forty dollars for each one of those charges. So what happens now is the bank can no longer do that. Street journal reporter James sterling gold nine minutes double for the hour on the Wall Street Journal this morning Jeanne Meserve is back. What's more America's. Good morning -- -- and some -- call him as a generous man determined to tell the stories of average people. Matthew van -- who knew both -- loft and murdered American journalist James Foley tells Fox's Shepard Smith that there are other Americans held by. Ice of some of them were kidnapped by other groups and canceled -- -- some of them directly kidnapped by crisis but there are definitely other hostages and are. We need more Americans held hostage as well. The video showing -- -- sexy cute finished leading to new calls from Obama's congressional critics for more decisive action against crisis. President Obama says no settlement over the fighting -- eastern Ukraine as possible as long as Russia sending troops disguised as separatists into the country. Kremlin says president Vladimir Putin and Ukrainian leader -- Porsche Inco agreed on steps toward peace. But that there is no cease fire. California regulators proposed fines and penalties of one point four billion dollars for PG unique. Over the 2010 gas pipeline blast in San Bruno that killed eight people. Regulators allege that the utility. Broke safety rules Halliburton will pay just over a billion dollars to Gulf Coast residents businesses and governments. Affected by the 2010 deep water horizon oil spill. Some analysts say this will eliminate most of the company's liability. Today brings updates on factory orders. And auto sales along with the Fed's Beige Book saw modestly lower close to start the week but stocks are near record highs -- so losing it -- trading. I think stock market will continue to be steady I think it would take -- maybe one more of those Celtics and August but it seems like he says that -- Again that's just a losing with some mistreating think instance demonstrating there. CBS health that's the new name of the huge drugstore chain now but it's ridding itself of tobacco products. Prior to this it was known as CVS Caremark you probably just called CBS. Your Xbox one will be able to bring alive the NFL games just in time for tomorrow night's kick off. Microsoft changed the NFL lap but. USA today says you will lead a subscription to the NFL Sunday ticket Macs well okay you guys have one of those stone China. We do have an Xbox one yes OK the button and by the -- bonuses for the WW we network well that's right gas sands is that hit the wrestling if that I have that right Gordon it. We -- much in the game tomorrow night it's Green Bay at Seattle rain. Welcome what do you when I can afford to watch what the first five or six minutes before light outfits like five or six seconds -- while. Some nights it does feel like that's all it's allowed. Let's six minutes now in front of the hour on the Wall Street Journal this morning incredulous when you think of auto racing you think noise right in NASCAR it's the VA to American muscle in Formula One it's all that. 151000. Rpm -- what do there's no sound at all. Welcome to the quiet world of formula EO global racing series for electric cars which debuts this month in Beijing the cars are so quiet than on a recent testing -- England. The pit lane had to be equipped with a piercing siren -- -- mechanics know the cars were calming. The Mercedes team experimented with a tail pipe shaped like a megaphone to amplify engine noise that didn't work. Early on -- really. The prospect of a speaker belting out of room -- room sounds however. Rankled the purest the journal says formulate. But it's got all the noise above blunder from cedars. For -- Cervetti I'm Gordon Deal thanks for listening to the Wall Street Journal this morning. For most of you the desire to learn didn't stop after college that's the motivation behind the great courses. The great courses features engaging and informative audio and video lectures from some of the top professors and experts in their fields. Lectures like understanding investments by Connell fallen camp financially economics professor at Duke University. This course hopes to broaden and deepen the knowledge of more experienced investors while introducing the fundamentals of investing to those new to the subject. The great courses has been a leader in learning for more than twenty years -- over 500 courses on many subjects including science mathematics history art music and more. And now you can listen to -- watch lectures with online downloads and streaming via the great courses -- or on dvd or CD all the your own pace and no exams. And the great courses has a special offer for Wall Street Journal listeners. Order understanding investments and get 80% off the original price. This 80% savings is available for a limited time only don't wait go to the great courses dot com slash WSJ. That's the great courses dot com slash WSJ.